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Living Benefits gives you the power to access a portion of your life insurance policy’s death benefit while you are still living. This benefit gives you access to the cash value and death benefit of your policy in the event of a Specified Medical Condition, Terminal Illness, or a Chronic Illne...
The Congressional Budget Office predicted rate increases for health insurance plans purchased through the Affordable Care Act marketplace to be 8 percent a year until 2018, then 5 to 6 percent a year until 2025 — that outstrips income gains by 6 percent a year. That would take average annual 2...
Insurers have asked for double-digit rate increases for nearly 1 out of every 3 Obamacare plans sold on HealthCare.gov for 2016. AgileHealthInsurance reports that 7 percent of the Obamacare plans sold on HealthCare.gov will increase by 30 percent, while 14 percent of the plans offere...
Although America indeed has some of the best cancer care in the world, there is no guarantee that any particular patient will receive it. Sharon Begley, currently the senior science writer at STAT, the life sciences publication of the Boston Globe, interviewed dozens of oncologists, pored over publi...
In a recent survey Deloitte found that 70 percent of Obamacare exchange enrollees were dissatisfied with their current plans. According to the Deloitte study, 35 percent of dissatisfied Obamacare enrollees felt that they were paying too much for their plans. Additionally, 40 percent of exchange...
Rules and regulations Obamacare imposes on insurance plans sold in the individual market make means narrower networks and drug formularies. The participating insurance companies are curtailing these coverage aspects to keep premiums lower. Narrow Provider Networks. An analysis ...
If you can't find “affordable” coverage, meaning the cost of your premium would be more than 8.05 percent of your household income, then you are exempt from the Obamacare Tax Penalty. This is based on the lowest-priced coverage available to you through...
Under Obamacare people with health coverage can rack up huge medical bills despite having insurance. That’s because, for the majority of middle income Americans, the only coverage they can now afford are plans that feature excessively high deductibles – and because those are so expensive...
According to The Department of Health and Human Services, returning customers to HealthCare.gov can save if they switch to the lowest-cost plan within their coverage level. But experts say the monthly premium is misleading. They say quality and coverage of health plans makes exchange-based hea...
For many Americans the Health Insurance Exchange Alternative has provided a better health insurance alternative than the government exchange. Most who purchased the insurance available through the Health Insurance Exchange Alternative have qualified for Exemptions from the Shared Responsibili...